The Best Credit Card Online Casino Sites In Canada
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This is How Credit Card Casinos Online Work
Looking for credit card casinos online will give you loads of information, making it difficult to compare and find the best. With our strict criteria in choosing trusted credit card online casino sites, you are guaranteed to enjoy an excellent gaming experience while feeling safe and secure with your transactions.
We’ve listed our recommended casino sites based on top security, fast transactions, positive user reviews, and awesome bonuses and promotions. In this article, you’ll find the leading casinos accepting C$ credit card transactions.
What You Need To Know About Credit Card Casinos
If you already have a credit card, you can start playing with our list of recommended credit card casinos. Among the most secure and popular types of credit cards are Visa and Mastercard, which are used in more than 200 countries worldwide.
Other credit cards you can use in casinos are:
- American Express
- Diners Club
Online casinos usually don’t charge transaction fees every time you make a deposit with a credit card. So, it is always advisable to check their terms and conditions on fees to learn about the total expenses you are going to incur.
However, there may be times when the bank considers this an unusual activity and tries to prevent the possibility of fraud. Don’t worry, you can always inform your bank and they’ll proceed with the transaction.
Most credit card casinos offer free deposit transactions with an instant processing time, which means you don’t have to wait a long time to get your deposit. Moreover, most casinos require a minimum deposit of at least C$10 and a maximum of C$5,000.
If you want to register your credit card, online casinos will only accept cards with the same name as the registered account. To get started, you’ll need to make your first deposit and register your credit card. Follow these steps to create a casino account and make your first deposit.
- Create an account with a trusted online casino from our list and get ready with your credit card details.
- Head to the cashier or payment page of the online casino and click Visa, Mastercard or other credit card options.
- Enter your desired deposit amount and complete the security process of your bank. Confirm the deposit and check your casino account balance to see the transfer.
After making a deposit and winning enough money to withdraw, simply go through the same process of depositing funds.
Many credit card casinos allow the same method of depositing and withdrawing money so you can easily make transactions. Although deposit transactions are instant, withdrawals may take time, about one to five business days.
Processing Your Withdrawal
The processing time takes a while since the casino needs to go through a verification process for security measures. Plus, this is needed to check if you followed their wagering requirements on withdrawals. A wagering requirement represents the number of times you have to play your winnings before you can withdraw them.
If you meet the wagering requirements, you can withdraw the money via the cashier section. If needed, the casino may ask for identification documents such as government IDs or bank statements.
Once you complete these KYC verification steps, you can confirm your withdrawal request and wait for a confirmation. This process will only start the casino’s verification of your documents and you’ll still have to wait for them to accept your withdrawal request.
Here’s how to get your hands on your winnings:
- Open the casino’s cashier page and select the type of withdrawal method you want to use. Enter your card details and complete your bank’s verification process such as entering a code or PIN.
- Choose the amount you want to withdraw and make sure it does not go over their maximum withdrawal limit. If needed, you may need to confirm your personal information through supporting identification documents.
- Confirm your withdrawal request and wait for it to be accepted by the online casino. It will take a few business days for the casino to confirm as they also check your compliance with the wagering requirements.
Do Credit Card Casinos Offer Player Bonuses?
As part of the benefits of joining credit card casinos, you are given different types of bonuses, whether you are a new or existing player.
The bonuses and promotions offered by casinos are one of our criteria in choosing the best online casino to play with. Thus, before signing up with a casino, check our list of casinos and compare which ones have the most attractive bonuses for you.
Not all online casinos have equal amounts of bonuses, but it’s safe to say they usually have the same types of bonuses. Some of the most common bonuses are the welcome bonus and VIP bonus.
Frequently Asked Questions About Credit Card Casinos
Which Canadian banks allow casino credit card bank transfers?
Almost all banks in Canada allow credit cards to be used for overseas casino gaming transactions. Some of the most common banks in Canada are the Royal Bank of Canada (RBC), Bank of Montreal (BMO), and Toronto Dominion Bank (TD Bank). Other banks have restrictions that only allow transactions with institutions regulated within their own province.
Are credit card casinos safe to play with?
Yes, it is generally safe to play with online credit card casinos as long as you choose from our list of trusted casinos. Our list only has casinos with licenses, positive reviews, great customer service, and a wide selection of games. Moreover, you should always exercise safe online practices by not sharing your password, code, or PIN with anyone. Look for the license of a casino before registering and sharing your personal information such as bank details. If you have more questions about their registration, you can always contact them through their customer service page.
Is it legal to use credit cards to make deposits?
Yes, it is usually legal to make transactions at credit card online casino sites as long as casino gaming is allowed in your country. Each Canadian province has its own laws and regulations regarding alcohol and casino gaming, so it’s best to check with them before playing with an online casino. If it is not legal, you won’t normally find credit cards as a payment method in these online casinos.
Are there fees for making credit card transactions?
Most credit card casinos don’t require transaction fees, but your bank may have charges for casino gaming transactions and interest rates.
Is there a limit with deposit and withdrawal transactions?
Yes, online casinos will indicate their minimum and maximum limits for deposits and withdrawals. Online casinos in Canada normally require a minimum deposit of C$10 but may vary with maximum limits. If you don’t want to make a deposit yet, you can always play for free in their free game versions. To learn about transaction limits, head over to their payment method page where you can compare fees and speed of various payment methods.
Are credit cards safer than debit cards?
It is safer to make transactions with credit cards than debit bank transfers since it doesn’t involve your savings. If a fraudulent transaction is made with your credit card, the bank can cancel or block the transaction so you don’t have to worry about paying a charge not made by you. If you want to be on the safe side, you can always make small or minimum deposit transactions.
Are credit card transactions fast?
Making a deposit is usually fast and instant. Once you verify your account and complete the necessary details in making a deposit, you’ll usually receive your money right away. However, withdrawing your money is not as fast as depositing since credit card casinos follow a verification process that may take days to complete.
Can I play with credit card casinos via mobile?
Yes, you can. Credit card casinos are advanced and made compatible with any device and software. You can easily play with the casino and access the same features and games across different devices like laptops, mobile phones, and tablets.
Credit card casinos give a welcome bonus to new players who sign up and make a minimum deposit of C$10. However, there are a few casinos that also offer a no deposit bonus, a bonus that doesn’t require new players to make an initial deposit to claim the bonus. And, if you are a long-term player of the casino, you can benefit from VIP bonuses.
Loyal players of credit card casinos are given exclusive VIP packages and loyalty rewards even if you make only a minimum deposit for every game. As long as you keep coming back to play, you are given loyalty rewards.
Other bonuses to watch out for are:
- Monthly events bonuses
- Cashback bonuses
- Free spins
- In-game bonuses
Keep in mind these come with terms and conditions.
Know Your Wagering Requirements And Terms
The most common rule you need to follow with bonuses is to comply with their wagering requirements. A wagering requirement is implemented by online casinos mainly because it prevents new players from joining several casinos just to claim the bonus.
The bonus needs to be played a number of times before you can withdraw your winnings. Plus, these bonuses can’t be played with every game, there are only specific games assigned to use the bonus.
Popular Credit Card Casino Bonuses
- Welcome Bonuses and Promotions
New players of credit card casinos are granted a welcome bonus as a sign of appreciation for joining and making a deposit. The best online casinos usually offer a 100% matched deposit bonus or more.
- No Deposit Bonus
Some credit card casinos offer a no deposit bonus that offers the same amount as the welcome bonus but doesn’t require a minimum deposit. Players can receive a 100% matched bonus plus free spins. This can only be played with some games, which usually involve slot games and new games. Once you meet the wagering requirements, you can withdraw your winnings.
- Cashback Bonus
Playing with credit card casinos even with a minimum deposit is full of risks, especially losing money. However, the best online casinos offer cashback bonuses to help minimise losses. It allows you to get back a percentage of your money lost which has accumulated over time.
- Loyalty or VIP Rewards
As a loyal user of credit card casinos, you are given a VIP package that includes reward points, prizes, personal withdrawal plans, and many more. You’ll also be invited to exclusive monthly bonuses and promotions. Plus, you can benefit from your own account manager and personalised emails.
The VIP package inclusion varies from casino to casino. To claim a VIP package, you need to keep playing with them on a regular basis. Each game you play guarantees a specific number of loyalty points or credits.
Not all games have the same number of points given and it usually depends on the amount of deposit you make. The points earned can be turned into real money once you reach the minimum amount of points.
Can Canadians Play Safely At Credit Card Casinos?
Credit card payments have been the most secure payment method for online casinos. Aside from its high-tech encryption software, it also has layers of security measures such as two-factor authentication or entering a PIN or password.
Also, the bank usually has a system to detect fraudulent or suspicious activity; so, they can easily deny the transaction for your safety. In case your card is stolen, the bank can deny transactions so you won’t have to worry about paying for anything.
If you still are worried about your card’s safety, we highly recommend trusting only legitimate online casinos from the list we provide on this page. Playing with trusted casinos assures you that your banking details are safe from theft.
Just look at some cool facts about credit cards:
- Visa has the most credit card users with 48.8% of the market, whereas Mastercard is second with 31.3%.
- It is the most convenient and flexible payment method used in over 200 countries.
- 82% of Canadians favour credit cards for their rewards programs.
Since the 1950s, credit cards have been a global payment technology for merchants and consumers.
- For instance, Visa produced 2.5 billion cards worldwide to connect consumers and businesses worldwide.
- Visa has had 109 billion total transactions around the world. As for Mastercard, it has more than 22 billion transactions every year.
Credit cards have long existed since the 1950s. It’s safe to say they have developed top security measures over time, making them safe to use in credit card casinos.
Remember, use your credit cards only with legitimate online casinos for extra precaution. We recommend playing with well-established casinos that have been operating for a long time.
Although we’d like to give new online casinos a chance, expect possible dilemmas similar to those a typical starting business would have.
The Upsides and Downsides Of Credit Card Casinos
Knowing the pros and cons of playing at the best credit card casinos in Canada can help you decide if a certain payment method is suitable for you. Here are some pros and cons of credit card casinos.
- Security – Credit card payments are made with top security encryption measures, so unauthorised transactions are prevented. Users are protected with two-factor authentication like SMS code and PIN.
- Convenience – Using credit cards guarantees fast and instant deposit transactions, giving a better user experience for players. Plus, most credit card transactions don’t require a transaction fee.
- Available Worldwide – It is accepted in more than 200 countries worldwide in most online casinos. However, some online casinos may use other payment methods due to country regulations.
- Wide Selection of Games – Most credit card casinos have a wide variety of games, from table games to slots and live casino games.
- Slow Withdrawal Speed – Like most payment methods, transferring money from your casino account to your bank account can take several days since the online casino goes through a verification process.
- Unavailable in Some Casinos – This option may not be available in some online casinos because of country restrictions. You may want to opt for other payment options available.
- Interest Rate – Depending on your bank, you may need to pay a certain interest rate. Some banks may even charge your transaction as a cash advance transaction, making you pay more.
- Possible Credit Card Debt – If you aren’t careful with your transactions, you may not notice and end up with a huge debt. Always practice responsible gaming and spend only within your bankroll.
Overall, credit cards are still the safest and most convenient payment method in online credit card casinos. You can play instantly and safely with peace of mind. Some of the drawbacks of this payment method are nothing major and can easily be solved with alternatives.
Alternative Ways To Fund Your Casino Account
If you don’t have a credit card, you can always use other banking methods like prepaid cards and debit cards.
If a credit card makes use of borrowed money with interest, a debit card uses your own savings. Debit cards will prevent you from going into debt since you won’t go over more than what you can pay for.
If you’re using a prepaid card, it is similar to gift cards and debit cards where they can be preloaded according to the amount you want. Prepaid cards are safe since you only load the card according to the amount you need, leaving no money for online theft.
All these payment methods usually have transaction fees, so better check with the payment page of credit card casinos regarding expected fees.
How To Get Started At The Best Credit Card Casinos In Canada
Setting up an account with credit card casinos is a breeze. First, you’ll need to have a credit card and the necessary identification documents to verify your account.
Make sure your credit card and account have the same complete name. Here’s a quick guideline on how to start playing with online casinos.
- First, choose a credit card casino from our list.
- Second, click sign up or register.
- Third, enter your personal information to register.
- Next, go to the cashier and choose a credit card as your deposit method.
- Finally, enter the amount you want to deposit and complete the verification process. Upon confirming your transaction, wait for the funds to be credited into your gaming account.
After playing and gaining enough money to withdraw, make sure to follow the wagering requirements needed. Credit card casinos may forfeit your winnings if you attempt to withdraw without complying with their requirements. Withdrawing your funds will go through a verification process which is needed to keep users safe.
Licence And Regulation At Recommended Credit Card Casinos
Credit card bank transfers are only safe with licensed and registered online casinos. Although credit cards are among the most secure payment methods, if used in unsafe casinos, it will cause more problems and create a hassle on your part in reporting, blocking the card, and more.
That’s why we recommend you pick from our recommended list of online casinos which have passed our strict criteria in terms of safety, user reviews and customer service.
Credit card casinos usually indicate their licenses at the bottom of the page or on their About Us page. You’ll also find which licensed gaming group a casino is under.
For instance, Genesis Global Limited is a gaming group in Europe that has created several online casinos. This gaming group is regulated by the Malta Gaming Authority and UK Gambling Commission. If an online casino is under a reputable gaming group, you know you are safe since these groups always have a license.
If you are playing in Canada, you can expect these casinos to be licensed under the Alcohol and Gaming Commission of Ontario, Alberta Gaming and Liquor Commission, or Loto-Quebec.
Just some of the benefits of playing at above-board online casinos include:
- Personal information and banking details are kept safe and secure.
- Players are guaranteed to have regulated games for a fair gaming experience.
- Since they are legitimate and regulated, you won’t be going against the law, unless casinos are against your country’s laws.
- Licensed casinos usually have superb customer service.
While many players prefer not to play with credit cards, it’s still a secure and convenient online casino payment method. Just make sure that your bank allows for casino payments via credit card.